The Euribor goes down and goes down and many families see his quota reduced in up to 300€. Nevertheless, another the majority of the mortgages they include in the contracts a clause for which there limit themselves the effects of the fall of the Euribor, the called “clause I occur rarely”. Namely for much that the Euribor lowers, [...]

This is the list of banks and savings banks that collaborate already with the ICO in the postponement of the mortgages. The list is updated as more entities are joining and on the page of the ICO it is possible to consult the updated list. Also you can consult the requisites to choose to this postponement of [...]

If there was still some doubt, The Avant-garde does the test and goes away in search of a mortgage for Barcelona for three days. Of twelve requests of mortgage loan, nine were pushed back and only three admitted ones to study, but no raisin for the filter of the commissions of risk.
It is clear that they have been [...]

The government has already approved between his measured anticrises the postponement of the payment of half of the quotas of the mortgage (with a 500€ limit) for three years for stopped with familiar charges. The state will move forward across the ICO this money to the entities that want to collaborate with this measurement.
Let's see [...]

The Spanish Association of Banking (AEB) has spoken. The banking has gained 10 % more than last year, so everything is fine … for them. In fact there is no crisis, what exists is a “strong, intense and deep deceleration”. According to this vocabulary, a crisis then would be: “a sudden braking overland strong, [...]

The real estate agencies ask the government to contribute 40.000 million euros to endorse the market of titulizaciones of mortgages so that the companies of the sector could keep on supporting his activity. They try to press knowing that it is the construction the one that has led the economic growth in these years.
In The Interval it has made them sad and [...]

To negotiate well the commissions of ours mortgage is so important as to negotiate a good interest rate. We already know that the banks charge from us for everything: commissions of opening, of partial cancellation, of entire cancellation, even commissions or expenses exist for the study of our loan. We have already said it in more than one occasion [...]

When we negotiate the price of our future housing and always haggle the same topic arises: what quantity will be paid in black? Dirty money, money B, the second box, the fraud has many names and it is very widespread, and in the real estate business it seems that it is a constant.
The fraud, the dirty money, is of benefit to both parts [...]

The government has approved a decree that allows the free enlargement of the term of the mortgage loans for anyone that requests it any time the contracting bank gives his assent. This enlargement of the term of the mortgage it will be possible to request, without any cost, from May for two years. Nevertheless, it is measured [...]

When we penetrate into the buy of a housing, fiscally we will have right to the deduction for acquisition of the habitual housing. At present this deduction is 15 % of the quantities delivered for the acquisition of the housing (or amortized capital of the loan), in addition to a fiscal compensation for those who had right bigger than one [...]