Files of ‘Banks‘

The loans between persons triumph in epoch of crisis

On Thursday, the 19th of March, the 2009th

We had already spoken about the initiative of Zopa.com for facilitating the loans between persons. Since it seems that with the crisis this business type is growing to forced marches. As we see in The today Country, Cripple in the United Kingdom it is growing to a rhythm of 100 % a month.
We remember that Zopa.com, at the moment, [...]

The Euribor goes down, but the clause ‘soil‘ limits the reduction of the quota in some mortgages

On Wednesday, the 11th of March, the 2009th

The Euribor goes down and goes down and many families see his quota reduced in up to 300€. Nevertheless, another the majority of the mortgages they include in the contracts a clause for which there limit themselves the effects of the fall of the Euribor, the called “clause I occur rarely”. Namely for much that the Euribor lowers, [...]

List of banks and boxes that collaborate with the ICO to postpone the mortgage

On Thursday, the 5th of February, the 2009th

This is the list of banks and savings banks that collaborate already with the ICO in the postponement of the mortgages. The list is updated as more entities are joining and on the page of the ICO it is possible to consult the updated list. Also you can consult the requisites to choose to this postponement of [...]

Leopoldo Abadía and his explanation of the ‘crisis ninja’ in Buenafuente

On Wednesday, the 19th of November, the 2008th

Leopoldo Abadía, 75 years, Engineer, ex-teacher of Accounting policy of the IESE during 31 years and president of Group Sonnenfeld, explains what it calls “the crisis ninja” in the Buenafuente program.

Everything started when one day proposed to write a dictionary that should the same one to understand the crisis of [...]

The banks close the faucet

On Monday, the 17th of November, the 2008th

If there was still some doubt, The Avant-garde does the test and goes away in search of a mortgage for Barcelona for three days. Of twelve requests of mortgage loan, nine were pushed back and only three admitted ones to study, but no raisin for the filter of the commissions of risk.
It is clear that they have been [...]

Requisites for the postponement of the mortgage for two years

On Tuesday, the 11th of November, the 2008th

The government has already approved between his measured anticrises the postponement of the payment of half of the quotas of the mortgage (with a 500€ limit) for three years for stopped with familiar charges. The state will move forward across the ICO this money to the entities that want to collaborate with this measurement.
Let's see [...]

There is no crisis, the banking gains more 10 %

On Thursday, the 12th of June, the 2008th

The Spanish Association of Banking (AEB) has spoken. The banking has gained 10 % more than last year, so everything is fine … for them. In fact there is no crisis, what exists is a “strong, intense and deep deceleration”. According to this vocabulary, a crisis then would be: “a sudden braking overland strong, [...]

Payments suspension, the solution if we cannot pay the mortgage

On Tuesday, the 27th of May, the 2008th

Nobody is safe of having some day a bad gust, a familiar problem, adjustments in his company, illness, unemployment, etc. For any motive it can happen that we could not face to the quotas or to the debts to which we had committed ourselves. First of all we will receive a notice of the bank, but if [...]

How to negotiate the commissions of the mortgage

On Wednesday, the 14th of May, the 2008th

To negotiate well the commissions of ours mortgage is so important as to negotiate a good interest rate. We already know that the banks charge from us for everything: commissions of opening, of partial cancellation, of entire cancellation, even commissions or expenses exist for the study of our loan. We have already said it in more than one occasion [...]

The banks, those big unincluded

On Monday, the 5th of May, the 2008th

A little of humor to go on on Monday depués from the bridge. The Big Wyoming, in his program Interval, gives us another vision of the high benefits that obtain the banks, those big unincluded. It is of last year, but it is worth seeing it again:

Some information of interest that are mentioned in the video:
Them [...]



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